The Dovetail: Risk Management Resources that Come with Your EPL Policy

Today, more than half of all Employment Practices Liability (EPL) claims are made against small- to mid-sized business owners. Yet, many are unaware that they can purchase the EPL coverage necessary to protect their businesses from allegations of harassment, discrimination and wrongful termination that may be brought by employees, applicants for employment or even third-party claimants. 

PLM offers Employment Practices Liability (EPL) coverage as part of our policies. This coverage can help you defend yourselves against employment claims that can devastate a business. It adds meaningful protection and sets you apart by helping to fill a serious coverage gap. 

Additional Resources  

Did you know that the PLM EPL policy comes with additional free resources? It provides you with complimentary access to valuable employment risk management services online at plmins.employerprotection.net, as well as access to a toll-free Legal Advice Line.  

The plmins.employerprotection.net,site has recently been refreshed to help you find valuable content and resources more easily. The site gives insureds online risk management tools and information to help you proactively protect yourselves against costly – and debilitating – employment related lawsuits brought by employees, contractors, and volunteers. 

Some highlights of resources available include:  

• A sample Employee Handbook encompassing language for various employment policies 
• Best-practice checklists for employment decisions 
• Model forms such as employment applications and performance evaluations 
• Training modules for your employees on topics such as preventing harassment in the workplace 
• Article library of current employment-related news and legal opinions  
• Links to federal and state employment laws and agencies 
• Diversity, Equity & Inclusion (DEI) materials and resources 

In addition, insureds receive access to a Legal Advice line where they can speak to an experienced employment attorney. Federal and state employment laws can be complex. Our dedicated attorneys can give you general counsel on a range of questions related to employment decisions such as hiring practices, accommodating employee requests, and terminating employees.  

All these resources are provided at no cost to PLM customers with EPL policies. If you are a current customer and would like more information on how to access these valued added services, please contact Customer Service at custserv@plmins.com or at 800-752-1895. 

If you are interested in learning more about EPL coverage, please reach out to your local Business Development Representative.