President’s Letter
Breakroom Appliances: Hidden Fire Hazards
Have you considered the use and types of appliances you have in your break room as being a fire hazard to your operation? Many break rooms have non-commercial low-end appliances that most of us wouldn’t consider having in our homes. To complicate the matter, these low-end appliances are often used much more frequently in the… [Read More]
Another Financing Option for Savvy Insureds
Do you pay your annual property, auto and liability insurance policy premiums in one annual amount? Probably not. Most commercial insurance policyholders seek to manage their cash flows by spreading premiums over several monthly installments. While many of our policyholders take advantage of our premium installment options, we find it surprising that some continue to… [Read More]
Spread the Word…Embracing Safety is Good for your Business
Over the last several years, we have heightened our focus on loss prevention and have become very diligent in the issuance of and follow up on formal loss control recommendations to our customers. We have seen a substantial improvement in this area with the number of visits to clients and the number of recommendations increasing… [Read More]
EPLI Claims: A Potential Problem for Insureds
In our litigious society, frivolous litigation and groundless claims rack up astronomical defense costs for employers and their insurance companies. While hacking and cyber liability have been getting all the recent press, Employment Practices Liability (EPL) claims quietly continue their upward trajectory. It seems employment laws in the U.S. often favor the employee. Current employees,… [Read More]
Policyholder Perspective
We, GRK Manufacturing Co, have had the privilege of being insured by Pennsylvania Lumbermens Mutual Insurance Company for the past several years. Their service has been outstanding. They stood beside us when we had a fire loss, and they have been beside us to provide coaching on how to minimize our risk. We have benefited… [Read More]